Monday, February 13, 2006
Credit Cards are EVIL!!!!!
I just realized that I have really bad money management. Actually, I know that for a fact, but reality hit hard today. Being on MC, I decided to do my credit card bills... and from early 2004 to end 2005, I had ammassed S$13,000 on my dad's supplementary credit card!!! OH MY GOD... I nearly fell off my chair when I did the " SUM" function on my Excel sheet....
The good news is, I paid off about S$8,000 plus of it over the months that I have been working. I still have S$5000 more to clear... Before people start thinking that I am trying to reach tai-tai-dom, i have to state that a portion of the bills are due to company claims as well...
I think it's time to seal the credit card before things get out of hand... come to think of it, there was a period of time which I left my credit card in the care of hyena... and i didn't spend a single cent! That was good... It really made me scrimp and save. Maybe it's time to do that again. Other half has volunteered to keep the card for me.. but i think i will end up making him use more of his credit card! Any other takers??? Ha ha ha.. maybe should hand it over to hyena again until I am debt free....
Time to start the " Save the bear" foundation...
The good news is, I paid off about S$8,000 plus of it over the months that I have been working. I still have S$5000 more to clear... Before people start thinking that I am trying to reach tai-tai-dom, i have to state that a portion of the bills are due to company claims as well...
I think it's time to seal the credit card before things get out of hand... come to think of it, there was a period of time which I left my credit card in the care of hyena... and i didn't spend a single cent! That was good... It really made me scrimp and save. Maybe it's time to do that again. Other half has volunteered to keep the card for me.. but i think i will end up making him use more of his credit card! Any other takers??? Ha ha ha.. maybe should hand it over to hyena again until I am debt free....
Time to start the " Save the bear" foundation...
# posted by Xallista @ 10:22 PM 
